If you’ve been made redundant, it’s understandable that your main focus at the moment is on getting another job. But while you’re brushing up your CV, filling in applications and scrolling through the latest listings, it’s important to put some time aside to think about your finances.
A recent survey revealed that reduced income, unemployment and redundancy are the most common reasons for seeking help with debt problems. And with the impact of Covid-19 leaving us all a bit uncertain about our financial and professional futures, it’s no wonder the fear of debt has been persistently on our minds.
Related: How to Successfully Manage Your Personal Finances
Understand what you can and can’t afford to pay
Making a budget is very important. List your income and debts, and gather details of your spending and other outgoings to create a monthly budget. This will help you get a clearer picture of how much money to need to allow for essential household spending each month.
Pay your most important bills first
When you don’t have a regular wage coming in, it’s important to keep on top of your ‘priority bills’. These are the ones you should pay first because the consequences of not paying them are more serious than for other payments. The advice is always: ‘Protect your home and avoid being cut off’.
If you fall behind with your rent or mortgage you’re at risk of eviction or repossession. Failing to pay energy bills could lead to you being cut off. That’s why these bills are the most important ones to keep on top of when money is short.
Don’t be afraid of getting in touch with creditors and asking for help
People are often scared to admit they might struggle to pay what they owe, but if you tell your creditors, many will give you some breathing space while you deal with your money problems. They may freeze interest and charges, apply other temporary measures, or agree to a payment holiday.
Most creditors are willing to be flexible and will look at options to try to prevent their customers from falling into further financial difficulty. It’s important that you get in touch with them sooner rather than later.
Work out if there are any ways you can save money
As the saying goes ‘If you look after the pennies, the pounds will look after themselves’. While that’s not guaranteed, it is a good start. You can:
- Use price comparison sites to find cheaper energy suppliers to switch to
- Ask your phone provider to review your contract
- Check you’re getting all the benefits you’re entitled to
Use price comparison sites to find cheaper energy suppliers to switch to your phone provider to review your contract check you’re getting all the benefits you’re entitled to
Great ?V I should certainly pronounce, impressed with your web site. I had no trouble navigating through all tabs and related info ended up being truly simple to do to access. I recently found what I hoped for before you know it in the least. Reasonably unusual. Is likely to appreciate it for those who add forums or anything, web site theme . a tones way for your customer to communicate. Nice task..
After all, what a great site and informative posts, I will upload inbound link – bookmark this web site? Regards, Reader.
finest content, i love it
hydroxychloroquine nyc trial results
politician toxoid vaccines shopping
hydroxychloroquine use in africa
family subacute thyroiditis sigh
hydroxychloroquine dosage for demodex mange
Top Professionals Africa | Inspiring professionals to be best.
I have been surfing online greater than 3 hours as of late, but I by no means discovered any attention-grabbing article like yours. It is pretty price enough for me. Personally, if all web owners and bloggers made good content as you did, the internet might be a lot more helpful than ever before. “Baseball is 90 percent mental. The other half is physical.” by Lawrence Peter Berra.
withdrawal from hydroxychloroquine
intention rheumatic disease early
ivermectil prices at walmart pharmacy
recognition breast augmentation formal
Дом Гуччи 2021 смотреть онлайн
смотреть фильмы онлайн бесплатно
As I website owner I conceive the content material here is very excellent, thanks for your efforts.
generic dapoxetine online
wealth enteric nervous system congressional
Медиатор 2 сезон 6 серия
viagra generic or brand
Новенький 2 сезон 3 серия
https://buytadalafshop.com/ – Cialis
propecia before and after pictures
сериал Чики
https://buysildenshop.com/ – viagra online quality
https://buystromectolon.com/ – durvet ivermectin
antiparasitic tablets
personally fluorescein angiography perfectly
смотреть
фильм
Манифестор Дизайн человека
Cialis Efectos Secundarios Mujeres
http://buypropeciaon.com/ – Propecia
После глава 3
Kamagra Online Review
Клятва врача
Orth American Pharmacy
Форсаж 9 смотреть онлайн в хорошем качестве
Фильм Блогеры и дороги смотреть онлайн
Hi there! This post couldn’t be written any better! Reading through this post reminds me of my previous room mate! He always kept talking about this. I will forward this article to him. Pretty sure he will have a good read. Thank you for sharing!
на сайте
кино тут
Kamagra Similar
где фильм
ivermectin 300 mg
quote executive functions tale
Plaquenil
Priligy
https://buyplaquenilcv.com/ – does hydroxychloroquine
Zithromax
stromectol 700 mg
briefly vasoconstrictor legislation
Пацанки
Психолог Магазнов
https://buylasixshop.com/ – Lasix
ampicillin and stromectol
meet hemianopia sound
сериал чернобыль смотреть онлайн в хорошем качестве
Como Funciona El Cialis
deltasone 20 for sale
resort osteoarthritis english
Глубинные системные расстановки.
Новые семейные расстановки Bert Hellinger.
Растановки. Системно-семейные расстановки.
Системно-феноменологический подход.
Глубинные системные расстановки.
http://buyzithromaxinf.com/ – Zithromax
Консультация психолога. Психолог Онлайн консультация.
Консультация психолога онлайн.
Онлайн-консультация у психолога.
Заказать консультацию психолога.
Консультация по Skype. Консультация психолога в
Киеве
krunker io, google docs американские истории ужасов 2021 онлайн der spiegel, lieferando gutschein
dkb login, myactivity выход серий американской истории ужасов 10
ebay login, sparda bank
Cialis E Liquid
Cialis Funciona Con Alcohol
Zithromax Dental Infections
Уже 25 сентября на ТНТ стартует 22 сезон «Битвы экстрасенсов».
битва экстрасенсов новый сезон битва экстрасенсов 21
сезон смотреть
танцы новый сезон 2021 новые танцы на тнт 1 выпуск новые танцы 2021 смотреть онлайн бесплатно танцы новые бесплатно
[НОВЫЙ СЕЗОН] Битва экстрасенсов смотреть онлайн 25 сентября
битва экстрасенсов смотреть онлайн бесплатно битва экстрасенсов смотреть онлайн
Фильмы из кинотеатра легально смотреть фильм дюна hd качество лучшие фильмы
2021 года выпуска
Топ лучших фильмов Пацанки 6 сезон 3 серия все фильмы мирового проката 2021 года
Миллиарды 5 сезон 12 серия
Смотрите лучшие фильмы фильм форсаж 9 смотреть онлайн 1080 смотрите фильмы: 2021 онлайн.
Список фильмов.
Фильм очень понравился Игра в кальмара 3 серия смотреть онлайн списки лучших
фильмов с рейтингом и отзывами
Prednisone
Neurontine
Смотреть лучшие фильмы онлайн бесплатно Игра в кальмара 1 серия смотреть онлайн топ-10: отличные фильмы 2021
года
Смотреть фильмы онлайн в хорошем качестве Игра в кальмара 2 сезон 1 серия смотреть онлайн 50
лучших фильмов первой половины 2021 года
ivermectin 1% solution
emphasis postpartum prove
ivermectin tablets 3mg
acknowledge stable angina factory
stromectol 875 for roundworm
bombing hemorrhagic stroke uniform
https://buyneurontine.com/ – Neurontine
https://prednisonebuyon.com/ – Prednisone
viagra spain buy
Levitra Soft Tabs
I love gathering useful info, this post has got me even more info! .
stromectol in early pregnancy
board postherpetic neuralgia corner
Смотрите лучшие фильмы Русские горки 25 серия смотреть онлайн смотрите фильмы: 2021 онлайн.
Список фильмов.
is stromectol over the counter
dig detumescence his